Public Provident Fund Calculator
Public Provident Fund (PPF) Calculator
Calculate your tax-free returns under Section 80C with India’s most popular long-term savings scheme
Investment Details
Investment Period
Invest ₹1,50,000 once every year
Your PPF Investment Projection
Maturity Value
Total Investment
Total Interest Earned
Investment Growth Over Time
Year-by-Year Growth Projection
| Year | Investment (₹) | Interest (₹) | Year-End Balance (₹) |
|---|
Key Features of PPF Scheme
Tax Benefits (EEE)
Investment, interest, and maturity amount are completely tax-exempt under Section 80C
Investment Limits
Minimum ₹500 per year, Maximum ₹1.5 lakh per year. Can be invested in lump sum or installments
Lock-in Period
15 years basic lock-in, extendable in blocks of 5 years. Partial withdrawals allowed from 7th year
Loan Facility
Loan available between 3rd and 6th financial year. Can borrow up to 25% of balance
Nomination Facility
Can nominate family members. Account can be transferred anywhere in India
Risk-Free Returns
Government-backed, sovereign guarantee. Interest rate reviewed quarterly by government
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