Aadhaar DBT Link – Benefits, How to Link & Status Check

To avail financial assistance under schemes launched by the Government of India such as Pradhan Mantri Kisan Samman Nidhi Yojana, Ujjwala Yojana, Scholarship Scheme, Jan Dhan Yojana, it is necessary for the beneficiary to have Aadhaar DBT Link. You cannot avail the benefits of these schemes unless your bank account is linked to DBT i.e. Direct Benefit Transfer.

DBT is a system under which the government transfers the scheme amount directly to the bank accounts of the beneficiaries, thereby eliminating the scope for corruption and ensuring that the money reaches the right person at the right time. Beneficiaries must link their Aadhaar with their bank accounts to receive Direct Benefit Transfer (DBT) benefits.

What is DBT?

DBT is Direct Benefit Transfer is a digital system through which the amount given under government schemes is transferred directly to the bank account of the beneficiary without any middleman.

As a DBT beneficiary, you simply need a DBT Aadhaar link to your savings account to receive your DBT payments. Once DBT is in place, it becomes much easier to transfer payments.

How to Link Aadhaar with DBT? 

To receive Direct Benefit Transfer (DBT) benefits in your bank account, follow these simple steps:

Step 1: Go to the branch where you hold your account.

Step 2: Request and fill out the Aadhaar Linking Form.

Step 3: Provide a self-attested copy of your Aadhaar card along with the form.

Step 4: The bank will verify your details and link your Aadhaar to your account.

Step 5: Once linked, your account will be seeded with the NPCI mapper, enabling DBT transactions.

Aadhaar DBT Status Check

Once you’ve completed the online DBT linking process, it’s important to check whether your bank account is actually linked to Aadhaar. You can easily check whether your Aadhaar is linked to your bank account using UIDAI’s online portal. Below are the different methods for Aadhaar DBT status check:

Check Aadhaar-Bank Linking Status Online

• Go to the UIDAI official website. Click on ‘My Aadhaar’ and then select ‘Bank Seeding Status’.
• You will be redirected to the MyAadhaar portal. Enter your Aadhaar number and captcha, then click on Login. 
• You will receive a One-Time Password (OTP) on your registered mobile number.
• Enter the OTP to proceed. Click on ‘Bank Seeding Status’.
• You will now see the list of bank accounts linked to your Aadhaar.

Check Aadhaar-Bank Linking Status via mAadhaar App

• Install the mAadhaar app from the Google Play Store or Apple App Store.
• Open the app and log in using your Aadhaar credentials.
• Click on ‘My Aadhaar’, then select ‘Aadhaar-Bank Account Link Status’.
• Enter your Aadhaar number and captcha.
• Click on Generate OTP and enter the OTP received on your registered mobile number. 
• After verification, the app will display your Aadhaar-linked bank account details.

If you want to receive financial assistance under any government scheme, DBT must be activated in your bank account. Without this, the funds will not be credited to your account.

Nowadays, this process has become very easy and can be done from the comfort of your home using your mobile or computer. You should also link your bank account to DBT in time so that the next time a scheme is available, the funds will be credited directly to your account without any hassle.