The Indian government has launched a new health scheme for the poor and economically disadvantaged citizens of the country, under which people can receive free treatment up to 5 lakh rupees. This scheme, called the Ayushman Bharat Yojana, includes major hospitals, so that the poor do not have to face difficulties in getting treatment for their illnesses.
The Ayushman Bharat Yojana was launched by Prime Minister Modi. It is administered by the Union Ministry of Health and benefits all citizens of the country. Ayushman Bharat Yojana beneficiaries can also avail of the benefits of the scheme from any state.
What is Ayushman Bharat Yojana?
In 2018, the central government launched the Ayushman Bharat scheme, launched by PM Modi at the national level. Under this scheme, eligible individuals will be issued Ayushman cards, which provide annual health insurance of ₹5 lakh. Under this scheme, treatment for many serious illnesses is available. The main aim is to provide cashless medical treatment for serious health conditions, surgeries, and emergencies.
Eligibility for Ayushman Bharat Yojana
- Any beggar
- Domestic worker
- Families living below the poverty line
- Families who earn their living through labor
- Street vendors, hawkers, cobblers, and those providing street services will be included.
- Gardeners, sweepers, sanitation workers, or those performing similar jobs.
- Watchmen, artisans, and transport workers such as auto drivers, truck drivers, bus drivers, conductors, handcart drivers, etc.
- Delivery workers, shop workers, peons, waiters, repair workers, mechanics, electricians, etc.
Which diseases will be treated under the Ayushman Bharat scheme?
- Medical examination, treatment, and consultation fees
- Pre-hospitalization expenses
- Hospitalization expenses after 15 days
- Medicine and medical consumables
- Hospitalization and accommodation fees
- Non-intensive and ICU facilities
- Diagnostic procedures
- Medical transplant services and
- Food services, etc.
Who cannot become a beneficiary of Ayushman Bharat Scheme
- It is designed with economically disadvantaged families in mind.
- Kisan Credit Card holders
- Government employees
- Owners of two-wheelers, three-wheelers, or four-wheelers
- Families using machinery or other equipment in their fields
- People earning ₹10,000 or more per month
- People living in good or permanent houses
- Owners of motorized fishing boats
- Owners of more than five acres of land
- People working in government agricultural enterprises
- Families with refrigerators and landline phones at home will not be eligible for the Pradhan Mantri Ayushman Bharat Yojana.
Benefits of Ayushman Bharat Yojana
Now you understand what the Ayushman Bharat Yojana is. Now we’ll learn in detail about its benefits. They are as follows:
- Under the scheme, every family will be provided with the benefits.
- A total of ₹5 lakh worth of treatment can be availed annually, free of charge.
- The Ayushman Bharat scheme reimburses transportation expenses before and after hospitalization.
- The scheme also covers daycare expenses, etc.
How to apply for Ayushman Card online?
If you also want to benefit from the Ayushman Card, you can apply online and get it made. You can apply by following the steps below.
- To obtain an Ayushman Card, you must visit the official website.
- After this, click on the “Beneficiary Login” tab on the website.
- A new page will open where you enter your mobile number linked to your Aadhaar card and verify the OTP.
- You will then see the E-KYC option, and complete the authentication process.
- Click on e-KYC and upload your selfie by clicking the computer photo icon for a live photo.
- Enter all the information requested in the form and finally submit it.
- After this, it will take some time for the Ayushman card to be approved, which you can download from your mobile.
Once you have your Ayushman card, you can go to a government hospital for treatment and benefit from government schemes. We hope this article has provided you with all the necessary information.
What is included in the Prime Minister’s Ayushman Bharat Scheme?
- Hospitalization expenses up to 15 days
- Medical expenses after discharge after three days of hospitalization
- Examination, treatment, and consultation with a doctor
- Medicines and medical consumables
- Laboratory and diagnostic tests
- Hospitalization and food expenses
- Implantation services, if needed
- Treatment to eliminate complications during treatment.
Under the Pradhan Mantri Ayushman Bharat Yojana, an insurance cover of ₹5 lakh is provided to the entire family. Everyone in the family will benefit from this scheme. Even if someone in the family is already ill, they will still benefit from the scheme.
Treatment in hospitals under Ayushman Bharat Scheme
If you have a card issued under the Ayushman Bharat scheme, you can get treatment at any hospital in the country. To do this, you need to go to the nearest hospital and complete the enrollment process through Ayushman Mitra eligibility and documents. After this, the treatment process begins, which is completely free.
Eligible families should apply immediately to secure the health and well-being of all members. The registration process has also become easier with full online facilities.
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