Ayushman Card Yojana : Ayushman Bharat Yojana is a major healthcare scheme started by Prime Minister Narendra Modi. The Ayushman Bharat Yojana is the largest government health scheme for low-income families in the country, providing free treatment up to ₹5 lakh. To this end, the Government of India has provided Ayushman cards to beneficiaries.
What Is an Ayushman Card?
The Ayushman Card is an integral part of the Pradhan Mantri Jan Arogya Yojana (PMJAY), one of the world’s largest government-funded healthcare schemes. It provides cashless medical treatment at both public and private hospitals under the scheme.
The Ayushman Card is an identification card issued to eligible beneficiaries. This card confirms eligibility and enables the beneficiary to avail the benefits under the scheme. Beneficiaries of PMJAY can access cashless treatment services of up to ₹5 lakhs per year.
Easy to download Ayushman card yojana
The biggest advantage of this card is that it requires neither an agent nor standing in line. The entire process is digital, and the Ayushman card is downloaded instantly. This scheme is especially for those families whose income is low and it is difficult to bear the cost of expensive treatment.
This government health insurance scheme covers most medical expenses, medications, and diagnostic costs. Around 55 crore people in India have benefitted from the Ayushman Bharat Yojana. This card covers various medical expenses, including hospitalisation costs, diagnostic tests.
Key Features Of Ayushman Card
There are some major objectives of the Ayushman card. Some of its major objectives are listed below in brief:
Treatment without any financial constraints : Beneficiaries can get admitted to the hospital and get treatment without spending any money.
Digital Health Record Storage : Health records are easily shared with physicians and hospitals thanks to online access and storage.
Privacy and Security : Individuals control the sharing of their data, and healthcare providers can only access it with their permission.
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Eligibility Criteria For Ayushman Card
To be eligible to avail of the benefits of the PM-JAY card, there is a set of eligibility criteria that individuals need to fulfil. The eligibility criteria are as follows:
Ayushman Card Eligibility For Rural Households
- All members live under one roof with kuccha walls or roof.
- No adult member within the age of 16-59.
- No adult male members within the age range of 16-59.
- No physically abled adult member or at least one adult disabled member
- Receive the major portion of household income as manual labour.
- SC/ST households
Ayushman Card Eligibility for Urban Households
- Certain sections, like road accident victims, domestic workers, and homeless citizens.
- Families who receive food rations under the public distribution system.
- Registered construction workers
- Street vendors/cobblers/other street vendor providers.
- Beggars/ragpickers/sanitation workers/home-based workers/artisans/tailors/handicraft workers/washermen/other similar roles.
- Electrician/chowkidar/mechanic/repair workers/rickshaw puller/transport workers/waiter/peon/shop worker/delivery man.
Documents Required for Ayushman Bharat Card
- Age and identity proof like Aadhaar card or PAN card.
- Address and contact details including mobile number.
- Caste certificate if applicable.
- Income certificate showing annual income up to Rs. 5 lakh.
- Proof about family status (joint or nuclear).
How To Download Ayushman Bharat Card?
Your Ayushman Bharat card helps you get cashless treatment easily. One can download the Ayushman card by following some simple steps mentioned below in detail:
- Visit the official Ayushman Bharat website.
- Create an account with your email and set a password.
- Enter your Aadhaar number and log in.
- Click on ‘Approved Beneficiary’ option.
- Go to the help desk, enter your password and PIN.
- On the homepage, click ‘Download’ to get your golden Ayushman Bharat card.
The Ayushman Bharat scheme and its card have proven to be a boon for the poor and underprivileged in the country. This scheme was specifically launched for the economically weaker sections. This scheme provides them relief from expensive medical expenses and provides better health services.
Frequently Asked Questions
What is Ayushman Bharat Yojana?
Ayushman Bharat Yojana profide health insurance coverage up to Rs. 5 lakh per family for secondary and tertiary hospitalization expenses.
Who is eligible for the Ayushman Card?
Families from the economically weaker section whose annual income is less than Rs. 2.5 lakh can apply for this.
Do I need to pay some amount before the treatment?
No, you don’t have to pay anything before or after the medical treatment.