The Jan Samarth Portal was launched by the Government of India to provide access to credit-linked government schemes. The Jan Samarth Portal aims to provide easy access to loan benefits to Indian citizens. Through this portal, users can check their eligibility and apply directly online. Currently, four loan categories are available: education, agricultural infrastructure, business start-up, and livelihood loans.
If you’re interested in taking out a loan or checking your eligibility, we’re here to explain the Jan Samarth portal in detail, which will help citizens secure loans.
Jan Samarth Portal Overview
| Portal Name | Jan Samarth Portal |
| Stated By | Indian Government |
| Onjective | Providing loans under government schemes |
| Beneficiary | Farmer, Businessman, Entrepreneur |
| Application Process | Online |
| Official Website | https://www.jansamarth.in/ |
What is Jan Samarth Portal?
The Jan Samarth Portal is a digital portal that provides access to 13 credit-linked government schemes. Loans are offered under 15 government schemes in seven loan categories. There are also agri-loans for farmers, education loans for children, and loans for those starting a business. The Jan Samarth portal offers loan applications under a variety of schemes.
Interested individuals can easily check their eligibility through this portal. If found eligible, they can apply for a loan. Loan status can also be checked.
PM Svanidhi: This scheme was launched to help street vendors and drivers. It provides a loan of up to ₹50,000 without any interest. All eligible citizens can apply.
Mudra Scheme: This scheme was launched by the central government for small and micro businesses. Loans are offered in three categories: Shishu (small), Kishor (medium), and Tarun (large). The loan amount can be ₹1 lakh, ₹5 lakh, or ₹10 lakh.
Animal Husbandry Loans: This is for those interested in animal husbandry. Citizens can receive a 50% government subsidy (meaning the government helps cover part of the loan).
Required Documents
Certain documents are required to obtain a loan through the Jan Samarth Portal. These documents include voter ID, PAN, bank statement, and Aadhaar number, to name a few. If you are applying for a loan, it’s essential to provide these documents.
Registration Process on Jan Samarth Portal
- First, visit the official website of the Jan Samarth Portal, jansamarth.in.
- Click on the “Register” option on the homepage.
- You will now be given the option to enter your mobile number.
- After entering the number, click “Get OTP” and enter the OTP received on your mobile.
- After entering the OTP, a new form will open.
- Now, enter all the information in the application form.
- After completing the registration process, you will receive a Login ID and Password.
- After submitting your application, you can track the status of your application in real-time through the portal.
The Jan Samarth Portal is a significant initiative of the Government of India, providing citizens with loans under government schemes. Through this portal, individuals can apply for various loan schemes based on their needs.
Currently, more than 125 financial institutions, including banks, have joined this portal. If you are interested in obtaining a loan for education, business, agriculture, or any other field, you can apply online through the Jan Samarth Portal.