The Mahatma Jyotiba Phule Karj Mafi Yojana was launched by the Maharashtra government to provide loan waiver to the farmers in the state. The objective of this scheme is to free farmers from their old debts and make them self-reliant. This scheme remains an important support for the farmers of the state.
Many farmers in the state are burdened with debt due to crop failure, natural disasters, and economic hardship. Outstanding loans up to ₹2 lakh for small and marginal farmers are being waived. In this article, we will tell you MJPSKY details, including the online application process, documents list, and eligibility criteria.
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Mahatma Jyotiba Phule Shetkari Karj Mukti Yojana Overview
| Scheme Name | Mahatma Jyotiba Phule Shetkari Karj Mukti Yojana |
| किसने शुरू की | महाराष्ट्र राज्य सरकार |
| लाभ | किसानो का 2 लाख रूपए तक का कृषि ऋण माफ किया जाएगा |
| लाभार्थी | महाराष्ट्र के किसान |
| उद्देश्य | राज्य के किसानो को कर्ज मुक्त कराना |
| मिलने वाली धनराशि | 50 हजार से 2 लाख रुपये |
| आवेदन प्रक्रिया | ऑनलाइन/ऑफलाइन |
| आधिकारिक वेबसाइट |
What is Mahatma Jyotiba Phule Karz Mukti Scheme?
Many poor farmers in the state take out loans from banks to cultivate their crops. However, due to drought and natural disasters, these farmers suffer significant crop losses, and are unable to repay their loans. In such a situation, loans are being waived under the Mahatma Jyotirao Phule Farmer Loan Waiver Scheme.
To avail the benefits of this scheme, farmers have to apply online and offline, after which the loan of Rs 2 lakh of the farmers will be waived.
Benefits of Jyotirao Phule Shetkari Karj Mukti Yojana
- The Maharashtra government waived loans up to ₹2 lakh for farmers in the state.
- The first version of the scheme waived short-term crop loans and restructured crop loans.
- Crop loans taken from District Central Cooperative Banks, Rural Banks, and various working cooperative societies will be waived. The benefits of this scheme will be extended to small and marginal farmers in the state.
Jyotirao Phule Shetkari Karj Mafi Yojana eligibility
- Under the scheme, only the original farmers of the state can avail the benefits.
- Income tax payers and farmers holding government jobs or receiving pension will not be eligible for the scheme.
- The scheme will benefit small and marginal farmers in the state.
- The applicant farmer’s monthly income should not exceed ₹25,000.
- The applicant farmer must have a bank account linked to their Aadhaar card.
Mahatma Jyotiba Phule Shetkari Karj Mukti Yojana Documents
- Small and marginal farmers will be benefited under this scheme.
- Government employees or farmers who pay income tax are not eligible to benefit from the scheme.
- Farmers in the state who cultivate sugarcane, fruits, and other traditional crops will also be covered under this scheme.
- The bank official will only take the person’s thumb impression.
- Applicant’s Aadhaar card
- Residence certificate
- Bank account passbook
- Mobile number
- Passport-size photo
How to apply for Maharashtra Mahatma Jyotirao Phule LMarj Mukti Scheme
Interested beneficiaries in the state can apply for the Maharashtra Mahatma Jyotirao Phule Shetkari Loan Waiver Scheme online or offline. They must first visit the bank with all their documents. After visiting the bank, fill out the application form and attach all the documents. After this, the department will investigate the allegations. If everything is found to be correct, the loan will be forgiven.