There are people across the country who do not have a permanent job or work and are worried about their old age. Shram Yogi Maandhan Yojana has been started to help such people. Through this scheme, a pension of Rs 3000 is provided after the age of 60. The scheme aims to ensure social security and financial stability of the persons employed in the unorganised sector.
This scheme has been launched specifically for the unorganized labor force. Under this scheme, people between the ages of 18 and 40 can become eligible for a monthly pension of ₹3,000 by depositing just ₹55-₹200 per month. This means that even laborers need not worry about their future.
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Overview Pradhan Mantri Shram Yogi Maandhan Yojana
| Scheme Name | Pradhan Mantri Shram Yogi Maandhan Yojana (PM-SYM) |
| Launched By | Central Government |
| Beneficiaries | Unorganized sector workers (E-Shram card holders) |
| Pension Amount | ₹3,000 per month (after 60 years of age) |
| Premium Amount | ₹55 to ₹200 per month (according to age) |
| Application Process | Online + CSC Centers |
| Official Website | https://maandhan.in/ |
What is PM Shram Yogi Maan-Dhan Yojana?
The central government launched the PM Shram Yogi Maandhan Yojana to secure the future of the poor. Under this scheme, it has been decided to provide pensions to those working in the unorganized sector. This scheme is being operated by the Union Ministry of Labour and Social Welfare.
If you’re between 18 and 40 years old and earn less than ₹15,000 per month, and you’re not a member of the EPFO or ESIC, you can join this scheme. Under this scheme, a poor laborer can pay ₹100 per month and receive a monthly pension of ₹3,000 after the age of 60.
What are the benefits of the Pradhan Mantri Shram Yogi Maan-Dhan Yojana?
If you are an unorganized worker and you regularly deposit monthly installments in the Shramik Yogi Maan-Dhan Yojana till the age of 60, then as soon as you turn 60, you will be entitled to receive a minimum pension of Rs 3000 per month. If the person making the investment dies, your wife will continue to receive a pension of Rs 1500 (50%).
Required Documents
- Aadhaar Card
- Income Certificate
- Residence Certificate
- E-Shram Card
- Bank Passbook
- Mobile Number
- Email ID
- Passport Size Photograph
How to apply
- Visit the scheme’s website, maandhan.in.
- On the home page, click on “Click Here to Apply Now.”
- On the page that opens, click on the “Self-Enrollment” option.
- You will need to enter your mobile number.
- After this, you will need to click on Proceed.
- Enter your name, email ID, and captcha code and click on Generate OTP.
- After entering the OTP, click on the verification option.
- An application form will open in front of you.
- You will need to fill out and submit the application form.
Under the Shram Yogi Mandhan Yojana, a target of registering 10 million workers per year has been set. This scheme provides old-age pensions to workers in the unorganized sector. According to the information given by the Ministry of Labour and Employment, till now 44,01,508 employees have been registered in this scheme.