Land Possession Certificate – How To Apply, Process, Documents

Land possession certificate is an important document that is issued when there are no ownership issues with respect to the land. You can include your property in land revenue records through this certificate. It serves as crucial proof of ownership, essential for obtaining bank loans. The certificate proves that the property is ready for use.

A possession certificate is a legal document that acts as evidence for land or property ownership. It proves that a buyer has taken possession of the property from the seller (or developer) and is the current occupier. This knowledge will safeguard your rights as the property owner.

What is Land Possession Certificate?

Possession letter, is one of the most crucial documents that a property seller offers to a buyer. To prove that you are a legal owner of the property, you must obtain an occupancy certificate. You can also use this letter to secure a home loan from a bank. It certifies that you are the legal owner of the said property and helps you avoid any disputes.

Details mentioned in land possession certificate

• Date
• Place
• Name of the owner
• Certificate that the owner is in possession of the land that is until the time period asked for
• Mouza and Thana number
• Tauza number
• Khata number
• Kesara number
• Area
• Report
• Stamp and signature of the circle officer ( from the government
• Signature of the owner

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Importance of a possession certificate

Ownership proof: With the possession certificate, you are legally the owner of the property.

Home loan: If you are considering availing of a home loan, the possession certificate is one of the documents required by banks to disburse a home loan.

Selling property: When you sell your property, you should have a possession certificate that will show that you have the legal right to sell it.

Property enhancement: Once you have the possession certificate, you can make permissible enhancements to the property.

Renting the property: You can rent your property and earn an income.

What is an Occupancy Certificate?

Possession letter won’t affirm you as the rightful owner of the property. This certificate is issued by local authorities, certifying that construction work has been completed according to approved plans. It also states that the building is ready for use. If you do not get the occupancy certificate, the local municipal body can declare the property illegal. A possession certificate is mandatory to obtain the benefits of government subsidies like tax subsidies and more.

Documents required for land possession certificate

• Registered sale agreement copy
• Sale deed agreement copy
• Scanned copy of lease cum sale deed
• Income certificate
• Aadhar card
• Ration card
• Passport size photo
• Application form
• Applicant’s signature proof and identity
• Scanned copy of photo identification proof and address proof
• Copy of encumbrance certificate

How to Apply for a Possession Certificate?

Different states have different procedures for obtaining a land possession certificate. To apply for a Possession Certificate online, the user must follow the steps outlined below:

Step 1: The user must go to the Karnataka Saka Services system’s official website.

Step 2: On the home page you will have to click on “Sometimes Internet Services.”

Step 3: Next, select “Bangalore Development Authority (BDA),” which will take you to the Sakala Online Services website.

Step 4: To apply for the Possession Certificate, click the “Apply Online” button.

Step 5: Fill out all of the essential information in the form and click the submit button.

Step 6: Now, upload all of the required documents.

Step 7: After you click the submit button, the current page will redirect to an acknowledgment page.

Step 8: Lastly, you can print a copy of your application from BDA by clicking the ‘print’ button.

Once you submit the application form a verification will be conducted under the supervision of the concerned officer. If you are planning to get a home loan, you will need a possession certificate. Also, the certificate lets you claim income tax deductions. 

How to Check Possession Certificate Status

Go to your state’s E-District site and select the “Transaction History” option. For certificate status check need to Enter your application number now and click on submit button. On your screen, you will be able to monitor the status of your application. Remember that law gives more importance to actual possession than to ownership.

Frequently Asked Questions