Swayam Scheme Odisha: Eligibility, How To Apply Online, Documents

The Swatantra Yuva Udyami Scheme or SWAYAM scheme is one of the most successful schemes launched by the odisha government. This scheme provides an array of financial supports, including interest-free bank loans of up to Rs. 1 lakh. Swayam Scheme to get trained in useful skills like tailoring, computer education, mobile repair, and beauty services. More than 2 lakh youth are getting the benefit of this scheme.

Swayam Yojana Odisha

The Swayam Scheme, introduced by the Odisha government provide financial assistance to encourage youth for set up small enterprises. It’s a skill-based financial assistance program. Under this scheme, youth are provided loans up to 1 lakh rupees, along with skill training. The scheme can be extremely beneficial for the weaker sections.

Objectives of Swayam Scheme Odisha

The SWAYAM scheme Odisha has been launched to empower the youth of the state. The primary goal of Swayam Yojana is to stimulate youth entrepreneurship. Under this scheme, various types of training will be provided to the youth and loans are also being given to start their own employment. The initiative also aims to develop employment status within Odisha.

Overview of SWAYAM Scheme

Scheme Name	SWAYAM Scheme
Full Name	Swatantra Yuva Udyami Scheme
Launch Date	12 February 2024
Beneficiaries	Unemployed/under‑employed youth aged 18–35 (up to 40 for SC/ST/PwD)
Loan Amount	Up to ₹1 lakh (₹95,000 interest‑free + ₹5,000 margin money)
Interest Rate	0 percent (Interest covered by state)
Repayment Period	4 years (includes 3–6 months moratorium)
Collateral & Fees	Collateral‑free and no processing charges
Objective	Support youth entrepreneurship and boost local employment
Nodal Agencies	Housing & Urban Dev. Dept (urban), Panchayati Raj & Drinking Water Dept (rural)

Swayam Scheme Eligibility

• The applicant must be a citizen of Odisha.
• Youth aged 18 to 35 years
• Must be unemployed
• Hold a ration card
• Note that government employees

Documents Required for SWAYAM Scheme

• Passport-size photograph of the applicant
• Age proof (Aadhaar card, Voter ID, PAN card, birth certificate or 10th board certificate)
• Residence proof (Aadhaar card, resident certificate issued by the Tehsildar, Voter ID)
• Annual income certificate or Biju Health Welfare Yojana card or KALIA Yojana card
• UDYAM registration
• Caste certificate or disability certificate, if applicable

How to Apply for the SWAYAM Scheme

You can follow the below steps to apply for the SWAYAM scheme:

Step 1: Visit the official website of the SWAYAM scheme of Odisha.

Step 2: Click on the ‘Registration’ option and select ‘Urban’ or ‘Rural’.

Step 3: Fill out the required information on the registration form and complete the registration. 

Step 4: Once the registration is complete, click on the ‘Login’ option on the SWAYAM scheme of Odisha website and select the ‘Applicant’ option.

Step 5: Enter your Aadhaar or mobile number and click on ‘Login’.

Step 6: Fill out the SWAYAM scheme application form and click ‘Submit’. 

Step 7: Upload the copies of the required documents and click ‘Submit’ to complete the application process.

The SWAYAM scheme Odisha has been one of the most beneficial schemes of the state. It has not only helped the youth of the state to become financially stable. Any youth who wants to start his own business can apply under this scheme and get a loan.

Frequently Asked Questions