The Ashraya Adhar Scheme of Goa State Scheduled Tribes Finance and Development Corporation, Department of Tribal Welfare. This initiative aimed at providing affordable financial assistance to members of the Scheduled Tribe (ST) community. Goa State Scheduled Tribes Finance and Development Corporation Limited will implement this Ashray Aadhar scheme.
What Is The Ashraya Adhar Scheme?
The Ashraya Adhar Scheme helps the low-income members of the Scheduled Tribe community in Goa. This scheme enables ST families to repair, renovate, or reconstruct their homes. This housing scheme is specially targeted economically weaker section of our society.
Key Benefits of the Ashraya Adhar Scheme
- Loan Amount: Up to ₹5,00,000 is provided as financial assistance.
- Low Interest Rate: The loan is offered at an affordable interest rate of 2% per annum and reduced market rate for the loan which makes it cheaper.
- Insurance Coverage: Beneficiaries are required to insure their life and property.
Eligibility Criteria
Any person belonging to Scheduled Tribe Community and having his house or jointly will be eligible for financial assistance under this scheme. The applicant must belong to the ST community of the state of Goa.
Documents Required
Applicants need to submit the following documents while applying for the scheme. Make sure you have all the documents before proceeding towards the application process.
- Scheduled Tribe Certificate (Self-attested)
- Proof of Age (Birth Certificate, School Leaving Certificate, Driving License)
- Self-Affidavit on ₹50 Stamp Paper, notarised
- House Tax Receipt (latest, original or self-attested)
- No Objection Certificate (NOC) from co-owner if applicable, on ₹50 Stamp Paper
- Income Proof (salary certificate, Form 16, or last six months’ bank statement)
- Surety Documents (salary slip, bank statement, ID proof, and affidavit)
- Cost Estimate of Repair/Renovation
- House Photos (before repair/renovation)
- Aadhaar Card (self-attested)
- Passport-size Photos (two)
- Bank Mandate Form
How to Apply For Ashraya Adhar Scheme
Ashraya Adhar Scheme is easy as the application process is simple. Applicants locate the system with ease and check that their application goes through without a hitch.
Visit the Office: Proceed to the Goa State Scheduled Tribes Financing and Development Corporation Limited office.
Request the Application Form: The application form is to be taken from the concerned officer.
Fill out the Form: Enter all necessary information, stick one of your passport-sized pictures and attach all the required documents.
Submit the Form: Submit your completed application form and other documents to the officer for attention. You will receive a confirmation slip after your documents are reviewed.
Under revised Ashraya Aadhar Scheme, the amount of Rs. 5 lakh will be advanced in the form of loan at 2% interest rate per annum. The loan amount shall be advanced in two installments after submission of required documents complete.
He is a professional blogger, blogging expert, SEO strategist, and founder of Latestsarlariyojana.com. With over 10+ years in the industry, he helps creators and entrepreneurs build successful websites and blogs.